How it works.
Overview
pairthepenny.fun launches memecoins on pump.fun where each coin is paired with a US penny stock. Instead of the creator fees going to the dev, they're routed to a rewards wallet made for that coin. Every 5 minutes that wallet claims the fees, buys the paired stock on-chain and airdrops it to the coin's holders.
Trade the meme, collect the stock. No staking, no claiming, nothing to sign as a holder.
Launching a coin
- Pick a name, ticker, image and one of the penny stocks.
- We create a rewards wallet dedicated to your coin and save its keys on our server.
- You sign one transaction in your own wallet. It creates the coin on pump.fun with pump.fun's official SDK, turns on pump.fun fee sharing and sends 100% of creator fees to the rewards wallet. An optional dev buy goes in the same transaction.
- Before the pair is listed, we check on-chain that the fees really point to the rewards wallet.
You stay the dev. The coin lives on pump.fun with its normal bonding curve and graduates to PumpSwap like any other coin. Fees keep flowing to holders after graduation.
The 5-minute cycle
Every 5 minutes, for every coin, the server runs these steps in order:
If the coin's rewards wallet is low on SOL, it's topped up to 0.01 SOL so it can always pay network fees.
Creator fees that piled up on pump.fun (and PumpSwap after graduation) are distributed to the rewards wallet.
Anyone whose queued share is worth $1 or more gets it sent to their wallet first.
The claimed SOL is swapped into the paired stock's token on Jupiter. Swaps with over 3% price impact are skipped and retried later.
The new stock is split pro rata across every wallet holding 100,000+ coins at that moment.
Every step is an on-chain transaction, listed in the rewards feed on the coin's page with a Solscan link.
Who gets paid
- Hold at least 100,000 coins (0.01% of the 1B supply) when a split happens.
- Your share of each split is proportional to your balance among all qualifying holders.
- Shares are queued until they're worth $1, then sent automatically. Dropping below 100,000 only skips future splits. What you already earned stays yours.
- The bonding curve, AMM pools and other program-owned accounts are excluded, so rewards only go to real wallets.
The stocks
Each stock is a tokenized share on Solana, backed 1:1 by the real share held in custody by the issuer. We checked all 1,637 tokenized stocks on Solana. These are the US penny stocks (under $5) with enough liquidity for fees to actually buy them.
Tokenized stocks don't carry voting rights and aren't available to US persons.
Costs
- pairthepenny.fun takes a 0% platform fee.
- The dev pays pump.fun's normal creation costs (network fees and account rent) plus any optional dev buy.
- We pay the rewards wallet's gas top-ups ourselves, capped at 0.05 SOL per coin.
- A small SOL reserve stays in each rewards wallet so it can keep paying network fees.
Safety & trust
- We never see your wallet keys. The coin's mint key is generated in your browser and you sign the launch yourself.
- The rewards wallet is controlled by our server only to run the cycle: claim, buy and airdrop. Everything it does is public on-chain.
- pump.fun lets the dev change the fee split later. We check it on every cycle, and the coin's page shows a warning if fees stop going to the rewards wallet.
- Memecoins are extremely risky and routinely go to zero. The stock pairing isn't a guarantee of value. Nothing here is financial advice.
Program addresses
One signature, thirty seconds.